An easier way to 401(k)
Pooled Employer Plan
The Fisher\SMB Pooled Employer Plan gives your employees a high-quality retirement benefit with dedicated support, while reducing the administrative burden on your team.
By participating in a plan managed by a Pooled Plan Provider (PPP), key responsibilities—including governance, audit coordination, fiduciary oversight, and ongoing administration—are handled centrally, so your team can stay focused on running the business, not managing the plan.
A Turnkey Solution
- Ideal for businesses with 100+ plan participants
- Save an estimated 20-25 hours of administrative work and up to $10K in audit costs annually
- Get dedicated support for plan management and personalized guidance for employees
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Save Time and Money on Annual Audits
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Pooled Employer Plans shift the audit process outside your organization—saving an estimated 20-25 hours of administrative time, while allowing your teams to focus on higher-value business priorities. Your audit fees are capped at $500, saving you up to $10K in annual audit costs.
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Reduce Risk and Liability
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Many of the most complex and risk-prone aspects of running a retirement plan are handled for you—reducing exposure for your business and giving leadership greater confidence in the plan.
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Free Up Your Team
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With the administrative load lifted, your HR and Finance teams can move beyond day-to-day plan tasks and focus their time and energy on work that drives business growth.
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Hand Off Time-Intensive Paperwork
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Your Pooled Plan Provider takes care of much of the paperwork, including signing and filing the 5500, approving loans, hardships, and distributions, and distributing annual participant notices and plan onboarding documents.
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Choose Flexible Plan Options
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You don’t have to sacrifice plan flexibility to benefit from the Pooled Employer Plan. We’ll work with you to select from thoughtfully designed plan options that support your workforce while keeping administration simple and consistent.
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Receive Dedicated Employee Support
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Your employees get personalized guidance and proactive support to help them make confident decisions about saving for retirement.
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Learn More About
Pooled Employer Plans
Pooled Employer Plans vs. Standalone 401(k)
Compare the Fisher\SMB Pooled Employer Plan (PEP) with a traditional standalone 401(k) and evaluate differences in administration, audit costs, fiduciary responsibilities, and plan management.
Pooled Employer Plans FAQs
Explore answers to common Pooled Employer Plan (PEP) questions, including administration, audit costs, fiduciary responsibilities, plan features, and employer obligations.
An easier way to 401(k)
The Fisher\SMB Pooled Employer Plan gives your employees a high-quality retirement benefit with dedicated support, while reducing the administrative burden on your team. View this resource to learn more.