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Profit Sharing Guide

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Profit sharing that puts you in control.

Do retirement your way. Use profit sharing to maximize your tax benefits as a business owner and reward your team.

The Power of Profit Sharing

Profit sharing is a type of employer contribution that can be utilized within a 401(k) plan to help business owners maximize their tax benefits in the plan.

What is Profit Sharing?

Profit sharing plans are a special kind of retirement plan that allows employers to make contributions to employees’ accounts based on company profitability.

Why Profit Sharing

Adding a profit sharing provision to the 401(k) plan allows the business owner to contribute up to $70,000 per year, compared to only $31,000 with a 401(k) plan alone.

How it Works

There are many options when it comes to profit sharing. Fisher\SMB™ is one of America’s top advisory firms, and we have deep experience helping business owners set up profit sharing strategies tailored to their needs.

Downloadable Infographic

Compare Profit Sharing Plans

Compare the different types of profit sharing to help determine which might be the best fit for your business.

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Case Study

Profit Sharing for Business Owners

See how a business owner can leverage a profit sharing component to reduce her 401(k) costs by $51k per year.

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Guide

Profit Sharing

Learn how to maximize your profit sharing plan to reduce plan costs and capture more tax savings.

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The Fisher\SMB Advantage

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Superior Plan & Investment Guidance

Fisher\SMB provides flexible investment solutions, superior fund lineup management, and ongoing investment guidance to maximize wealth creation.

Plan Administration

We streamline retirement plan administration and payroll processes and provide a dedicated point-of-contact for all plan servicing, troubleshooting, and vendor management.

Unparalleled Service

We offer services other advisors can’t or won’t provide. With Fisher\SMB you’ll receive tailored participant education programs along with one-on-one meetings to increase employee participation and improve retirement readiness.

Legal Protection

As an ERISA 3(38) Investment Manager, Fisher\SMB takes full legal responsibility for selecting, monitoring, and updating the funds in your plan. This protects you and other plan sponsors from investment-related legal risk.

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One of our 401(k) business specialists would love to talk to you about your company’s retirement plan needs.

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