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A blue slide with an illustration of a hand holding a megaphone on the left, with sound lines coming from it. On the right, white text reads: ‘New Executive Order: Alternative Investments in Retirement Plans.’ |
A recent executive order could allow retirement plans like 401(k)s and 403(b)s to include alternative investments such as private investments and cryptocurrency. |
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An illustration of a large upward‑sloping graph with grid lines. A hand at the bottom center is holding up a white arrow pointing upward. Several business‑dressed figures are walking and climbing along the arrow toward the top of the graph. The background includes a blue sky with a few white clouds. |
Access to these investments was mostly limited to institutions. This change may expand options for individual investors. |
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An illustration of a person holding up multiple large file folders above their head. Each folder displays different financial icons and charts, including bar graphs, pie charts, dollar signs, gears, and banking symbols. The background is solid blue. |
Alternative investments include private equity, venture capital, private credit, real estate, and digital assets. These are not traded on public exchanges and often involve longer holding periods. |
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An illustration of a hand placing a blue segment into a circular pie chart with three colored sections. To the right, white text lists benefits: ‘Diversification,’ ‘Higher Returns,’ and ‘Unique Opportunities.’ The background is solid blue. |
The benefits include increased diversification, potential for higher returns, and access to unique opportunities. |
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An illustration of a person standing beside a large piggy bank, holding a shield and a sword upward to block several white arrows pointing downward. To the right, white text lists risks: ‘Liquidity,’ ‘Transparency,’ ‘High Fees,’ and ‘Complex.’ The background is solid blue. |
However, there are risks associated like low liquidity, limited transparency, high fees, and greater complexity. |
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An illustration of a hand holding a wooden gavel above a round sound block. To the right, white text reads: ‘Regulatory Framework Coming Soon.’ The background is solid blue. |
Government agencies will develop rules for these investments. For now, options remain limited, and understanding both opportunities and risks is essential. |
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An illustration of a large document with lines of text. A magnifying glass is held over the document, enlarging a checklist with several checked boxes. A person stands at the bottom left holding the magnifying glass. The background is solid blue. |
As this executive order takes shape, Fisher\SMB will continue to monitor major developments and provide updates along the way. |
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The screen shows a white background with the word “Fisher\SMB” centered. “Fisher” appears in dark blue, followed by a orange diagonal slash. “SMB” appears in dark blue to the right of the slash. With the disclosure “Investing in securities involves the risk of loss. Intended for use by employers considering or sponsoring retirement plans; not for personal use by plan participants. Fisher Retirement Solutions®, Fisher\SMBTM, FisherSMBTM, and all related logos and designs are trademarks of Fisher Retirement Solutions, LLC, which is not connected to Fisher Investments. ©2026 Fisher Retirement Solutions.” |
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