4 Ways to Control Your Retirement Planning
This 2-minute video looks at four key decisions within your power that can impact how much savings you’ll have. Watch now to learn about the opportunities available to you today, throughout your career, and beyond.
| Visual | Audio |
|---|---|
| White screen | Music Fades on |
| Gray and blue thermostat enters from the bottom of the screen. The temperature rises from 66 to 72 degrees on the thermostat screen. | Automating your thermostat makes sense. A hands-off approach to your money… doesn’t. |
| A person with a blue shirt and brown hair enters from the bottom left corner of the screen. 4 icons appear above her head: a clock on the top left, a bar graph with a magnifying glass on the bottom left corner, text bubbles with a dollar sign on the top right corner, and a dial ranging from red to green with a yellow and green coin with a dollar sign below on the bottom right side. A thought bubble appears above her head with the image of an older version of her in a yellow bathing suit with a red and white striped umbrella at the beach. | Four key decisions can make a big difference in whether or not you reach your retirement goals. |
| The same clock remains in the top left corner as the other icons leave the screen to the right. Centered in the screen reads “Decision #1” and below reads “Career Length” | Decision 1, career length. |
| The text exits right as a pink piggy bank with “401(k)” enters from the bottom. 5 dollar bills are inserted into the piggy bank. The piggy bank grows with each dollar inserted. | The sooner you retire, the more you’ll need to save. On the flipside, working longer gives you more time to add to your nest egg. |
| Three arrows pointing upward and increasing in size, and a yellow coin with a white dollar sign replaces the piggy bank. | In addition, how long you work also affects how much you can receive each year in Social Security benefits. |
| Three stacks of money with yellow bands enter from the bottom. Under each stack is a number “62”, “67”, and “70.” More bundles of money are added to each stack each amount increasing exponentially. | Run the numbers and you’ll see a big difference between retiring at age 62 versus 67 or 70. |
| The bar graph with the magnifying glass replaces the clock in the top left corner. Centered in the screen in reads “Decision #2” and below reads “Investment Strategy” | Decision 2, Investment Strategy |
| The person with a blue shirt and brown hair appears on the bottom left of the screen. A dashed line with ups and downs climbs toward the top right of the screen. Along intervals appears the same person as before with longer brown hair and then a person with gray hair showing progression of age. | You have the power to develop an investment strategy that matches your life stage, allowing you to maximize returns over the course of your life. |
| The three people fade out and are replaced by a ribbon with a dollar sign on the lower half of the dashed line. Above the ribbon icon is the word “stocks”. Higher up on the line is shield with a yellow coin with a dollar sign. Above the shield icon is the word “bonds.” | Over time, your strategy should shift from a stock-heavy portfolio that offers the potential for higher gains but more risk, to a more conservative investment lineup that preserves your gains. |
| The text bubbles with a dollar sign replaces the bar graph with the magnifying glass in the top left corner. Centered in the screen text reads “Decision #3” and text below reads “Retirement Spending” | Decision 3 is how much you want to spend in retirement. |
| A pie chart with three sections: with a green dollar sign replaces the text on the screen. | Your spending habits significantly affect how much money you’ll have toward the end of retirement. |
| A clip board appears over the pie chart. On the clip board are navy blue circles, X’s, and red arrows. These components constantly move to mimic the changes in the market. | It’s helpful to create a budget that forecasts living costs and inflation over the full length of your retirement |
| The same image of the older person in the swimsuit at the beach with the red and white umbrella appears. Next to the image is text that reads “enjoy the fruits of your hard work” | But make sure you don’t limit your spending too severely. You should enjoy the fruits of your hard work. |
| The dial ranging from red to green with a yellow and green coin with a dollar sign below replaces the text bubbles with a dollar sign in the top left corner. Centered in the screen in text reads “Decision #4” and text below reads “Savings Rate” | Decision 4, savings rates |
| Text that reads “Experts Recommend Saving 15%” | How much you’re able and willing to save now is a major factor in determining how much you can spend in retirement. Experts recommend saving 15% of your income per year. |
| Under the text appears four stacks of green dollars with yellow bands. The stacks grow larger from left to right with the right having the most money. | Even if that’s too much, just save something. Every dollar you contribute today has more time to grow than if you wait. |
| A white checklist with boxes and a yellow and red pencil replaces the stacks of money. Next to the checklist reads “take control” and below reads “Don’t set it and Forget It” | Take control of your retirement savings today! Don’t “set it and forget it.” Check in on your plan at least once per year. |
| Disclosure(s) and Fisher/SMB Logo | Investing in securities involves the risk of loss. Fisher Retirement Solutions™, Fisher\SMB™, FisherSMB™, and all related logos and designs are trademarks of Fisher Retirement Solutions, LLC, which is not connected to Fisher Investments. ©2025 Fisher Retirement Solutions |
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