Retirement Strategies for Each Life Stage

This 1-minute video unlocks why factors such as contribution rates, investment strategies and estate planning should change with you through different life stages. Watch now to stay ahead of the curve in your retirement journey!

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Fisher\SMB Logo animates on the screen	Music Fades On
Blue text that says “Life’s always changing. Your retirement plan should change with it” fills the screen.	Life’s always changing. Your retirement plan should change with it.
A younger woman appears with a grey dotted line in between her and an older version of herself. Along the dotted line there are two arrows that say “promotion” and “new job”	As you reach different milestones, it’s important to adjust your retirement plan strategy to make sure you have enough savings for your desired retirement income.
The younger woman stays on the screen with the dotted line. In the left hand corner, the words “20-30 years old appear” with a pink piggy bank that says “401k” on it. Coins are dropping into that piggy bank	When you’re just starting out in the early stages of your career, it’s important to save whatever you can.
The younger woman is still on the screen and the dotted line now separates her and an older version of herself in retirement.	The more you save now, the more income you’ll have in retirement.
A thought bubble appears with the younger woman thinking of herself in retirement and the words “Planning,” “Budgeting” and “Financial Topics” appear to the right	And even if you’re not thinking about retirement, it’s still smart to learn about estate planning, budgeting, and other financial topics.
The words “30-50 years old” appear in the left-hand corner of the screen and the younger woman now becomes slightly older. The dotted line reappears with a pink piggy bank that says “401k” and dollar bills are dropping into the piggy bank	As you hit the mid-career point and your income rises, you may have room to increase the amount you’re saving.
The woman stays on screen and a bar chart appears with a magnifying glass. The words “think about your investment strategy” appear on screen	It’s also a good time to think about your investment strategy.
The woman stays on screen and a bullseye with the words “set clear goals” appears on the screen.	This is a stage in life when it’s important to set clear goals.
Three icons appear, an umbrella with the words “How do you imagine your life in retirement?” a hand with a coin above it with the words “How much income do you expect to have?” and three arrows with the words “What will it take to get there?”	Like, how do you imagine your life in retirement? How much income do you expect to have? What will it take to get there?
Two people sit at a table talking, with speech bubbles popping on and off the screen, the words “Talk with your family about your retirement plans” appear on screen.	Make sure you also talk with your family about your plans, both in retirement and after you’re gone.
An older woman appears on screen with the words “50-65 years old” in the top left corner to the right, there’s a coin with arrows circling around it.	Once you’re near retirement, it’s time to get real about your savings.
A speedometer appears on screen	Will you have enough monthly income to meet your needs? If not, accelerate your savings.
The older woman appears back on screen with toggle bars next to her.	If you’re looking to preserve your savings, this is a good time to consider adjusting your investments with lower risk options.
The woman stays on screen and a clipboard with X’s and arrows is on screen, the words “Estate planning should become a priority” appear to the right	Finally, estate planning should become a priority as you near retirement. Make sure you know where you want your money to go.
The younger woman comes back on screen and the dotted line reappears with the older woman at the end, in retirement	With a flexible approach and a little help, you can achieve a comfortable retirement that meets your goals.
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