The Power of Compound Growth

Want to know one of the best perks about having a retirement savings? Your money has the ability to make even more money! This 2-minute video breaks down how you can make your retirement money work harder for you through compound growth.

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Green dollar bills with a yellow band around the middle is stacking on top of each other on the screen. The words “Let’s see how it works” appears on screen.	Money has the potential to grow over time when it’s invested. Investing early, and often, enables compound growth, which can help you save more for retirement. Let’s see how it works.
Money continues to stack on the screen. The words “Compound growth is how your money makes money” appears on screen.	Simply put, compound growth is how your money makes money. When invested, your money has the opportunity to grow. These earnings then earn their own earnings, and that money grows into even more money.
A chart, with the title “30 Year Difference: $5k Invested vs Not” appears on the screen. The X axis contains the values “Year 1” “Year 5” “Year 15” and “Year 30.” The Y axis contains the values “$0” “$10,000” “$20,000” “$30,000” “$40,000” “$50,000” and “$60,000.” Two green lines appear on the screen. A lime green line titled “invested” starts at $0 during year 1 and reaches $50,000 by year 30. Whereas a dark green line titled “not invested” starts at $0 and stays at $0 at year 30. The disclosure “assumes an annual 8% rate of return” appears at the bottom of the chart.	Take a look at this chart. If you were to invest $5,000 now it could turn into $50,000 after 30 years, due to compound growth. On the other hand, not investing that same $5,000, will result in no growth and actually becomes worth less over time due to inflation.
A gray rectangular machine appears on screen. On the left side of the screen, money is feeding into the machine, on the right side of the screen, that same money comes out of the machine and beings to multiply. This action repeats.	So, think of your 401(k) like a magic growth machine, every dollar you put in has the power to multiply. It’s full of potential and every dollar counts. The more you put in now—even if it’s a few extra dollars per month—the more time your money has to grow.
Three icons appear on screen. The first is a sand hourglass. The words “Don’t try to time the markets” appears underneath. The second figure is a green, yellow, blue and purple bar chart with a magnifying glass hovering over it. The words “Investments fluctuate” appears underneath. The third figure is a red and white bullseye, with an arrow hitting various spots. The words “You could miss out on earnings” appears underneath	Just make sure you don’t cut into that potential by trying to time the markets. Investments are unpredictable by nature and capable of fluctuating. Chances are you’ll miss a lot of potential earnings by buying or selling at the wrong time.
A person with long-brown hair appears on the screen. They are sitting at the table with a laptop, to their left a calendar with the month “January” appears. A green check mark appears on one of the dates of the calendar. The next month shows, which is February and this action repeats with the month of March and April	One helpful way to make sure you’re taking full advantage of compound growth is to set aside time each year to review how much you can afford to contribute to your 401(k). Staying on top of your contribution levels could translate into thousands of dollars more for retirement.
A chart, with the title “30 Year Difference: $5k Invested vs Not” appears on the screen. The X axis contains the values “Year 1” “Year 5” “Year 15” and “Year 30.” The Y axis contains the values “$0” “$10,000” “$20,000” “$30,000” “$40,000” “$50,000” and “$60,000.” Two green lines appear on the screen. A lime green line titled “invested” starts at $0 during year 1 and reaches $50,000 by year 30. Whereas a dark green line titled “not invested” starts at $0 and stays at $0 at year 30. The disclosure “assumes an annual 8% rate of return” appears at the bottom of the chart.	Harnessing the power of compound growth by staying invested and increasing your savings rate, sets the stage for a comfortable and rewarding retirement.
A navy and orange logo Fisher\SMB appears on screen.	Music fades out