What it Means to Have a Fiduciary Advisor
As a 3(38) Investment Manager, we have incentive structures that are aligned with your success. No revenue sharing, no kickbacks or commissions.
| Visual | Audio |
|---|---|
| Fisher\SMB™ | Upbeat music |
| The words “Plan advisors who revenue share create a complicated system with many conflicts of interest. ” animate in blue over a white screen. | Music continues |
| A circle appears on screen with the outline of a person in the center in blue. Another circle appears on screen with the words “Plan Advisor” in the center. A dotted line connects the two circles on screen. And cash symbols travel up and down the dotted line to further connect the Plan Sponsor and the Plan Advisor circles. | Female Voice: “As a plan sponsor you pay your plan advisor to help you out. |
| Five additional circles appear on screen they are Payroll, Fund Fee/ Investment Management, third party Admin, Record Keeper and ERISA compliance. All the circles surround the center circle that contains “Plan Sponsor” Each circle has dotted lines running to the plan sponsor. | They make investment recommendations and offer to refer you their network to run your retirement plan but is your plan advisor working for you? |
| The other circles have additional dotted lines with cash symbols going to the “Plan Advisor.” More and more cash symbols are moving faster along the dotted lines and into “Plan Advisor” | Some plan advisors create complicated rings of dependents where referrals mean kickbacks and revenue sharing for the plan advisor rather than putting your interests first. |
| The screen turns from white to blue and in white letter it reads “Plan sponsors can end up paying higher fees and getting average to below average service.” | You end up paying higher fees and getting average to below average service. |
| Three circles remain on screen, and the Plan Advisor circle is higher than the other two- | The only one who wins is the plan advisor. Fisher\SMB never accepts commissions or revenue sharing putting your interests first. |
| Investing in securities involves the risk of loss. Intended for use by employers considering or sponsoring retirement plans; not for personal use by plan participants. Fisher Retirement Solutions™, Fisher\SMB™, FisherSMB™, and all related logos and designs are trademarks of Fisher Retirement Solutions, LLC, which is not connected to Fisher Investments. ©2025 Fisher Retirement Solutions | Schedule a consultation to learn more about how Fisher\SMB can help your employees save more toward their retirement goals. |